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Pet Insurance

Besides the everyday cost of maintaining a pet, pet owners should also be prepared to take care of the financial needs of their pets in the event of an accident or illness. Available diagnostic procedures and treatments have become extremely advanced and can be expensive. The cost of delivering these services is comparable to human medicine with no OHIP to pay the bill.

What questions should I ask the insurance provider?

* What kinds of illnesses are covered under this plan?
* What is the difference between your products?
* What is the deductible on each plan?
* Can I increase the deductible and pay a smaller monthly premium?
* Do the premiums change over time?
* Do you offer any discounts?
* Is there a maximum payout per claim, year, household, policy?
* How do I make a claim?
* Are injuries caused by automobile accidents or household accidents covered by this plan?
* What kind of medical treatments are covered by this plan?
* What things are not covered by this plan?
* Is there a waiting period before I can make a first claim?
* How does co-insurance work?

At Fairview Drive Pet Hospital we strongly recommend that you get health insurance for your pet. Diagnostic tests and emergency treatments are comparable to what is available for human healthcare and they can be expensive! You can get coverage for emergencies only or a plan that even covers preventive procedures like vaccines and teeth cleaning. The cost of such protection is reasonable considering it avoids having to make medical decisions because of cost factors. From add-ons to home insurance, automobile clubs and banks to dedicated pet insurance companies such as Trupanion, there are a number of options. They can be reached through their website www.trupanion.ca

January 29, 2009

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To provide medical excellence & friendly advice in an atmosphere of Godly compassion to enable you to make wise healthcare choices for your family pet.

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